/* ============================================================
   Forthright Financial Services — business services site
   Mobile-first: base styles are the 375px layout; every media
   query below is min-width and only adds to it.

   Palette (unchanged from forthrightfs.com):
     charcoal #3A3A3C   deep #2D2D2F   ink #242426
     rust #AD5C37  (4.81:1 on white)
     rust-dark #8F4A2B (5.55:1 on light #E9ECEB — small text on light band)
     rust-light #E09A72 (4.88:1 on charcoal — small text on dark panels)
     light #E9ECEB   white #FFFFFF   text #3C3C3E
   ============================================================ */

:root {
  --charcoal: #3A3A3C;
  --deep: #2D2D2F;
  --ink: #242426;
  --rust: #AD5C37;
  --rust-dark: #8F4A2B;
  --rust-light: #E09A72;
  --light: #E9ECEB;
  --white: #FFFFFF;
  --text: #3C3C3E;
  --text-soft: #545456;
  --mute-on-dark: #C9C9CB;
  --faint-on-dark: #9A9A9E;
  --border: #808584;          /* 3.28:1 on white — meets non-text contrast */
  --border-soft: #D5D9D8;     /* decorative dividers only */
  --ok: #1F6B3A;              /* 6.4:1 on white */
  --err: #A32D2D;             /* 6.5:1 on white */
  --display: 'Bitter', 'Iowan Old Style', Georgia, serif;
  --body: 'Public Sans', 'Helvetica Neue', Arial, sans-serif;
  --header-h: 72px;
}

*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--rust-dark); text-decoration: underline; text-underline-offset: 0.15em; }
a:hover { color: var(--rust); }

ul, ol { padding-left: 1.25rem; }

/* ---------- accessibility helpers ---------- */

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}

.skip-link {
  position: absolute; left: 1rem; top: -100px;
  z-index: 100;
  background: var(--rust); color: var(--white);
  padding: 0.75rem 1.25rem;
  font-weight: 600; text-decoration: none;
  border-radius: 0 0 4px 4px;
}
.skip-link:focus { top: 0; outline: 3px solid var(--white); outline-offset: -6px; }

:focus-visible { outline: 3px solid var(--rust); outline-offset: 3px; }
.on-dark :focus-visible, .site-header :focus-visible, .site-footer :focus-visible, .hero :focus-visible { outline-color: var(--rust-light); }
.cta-band :focus-visible { outline-color: var(--white); }

[id] { scroll-margin-top: 1.5rem; }

/* ---------- type ---------- */

h1, h2, h3, h4 { font-family: var(--display); font-weight: 500; line-height: 1.2; color: var(--charcoal); text-wrap: balance; }
.on-dark h1, .on-dark h2, .on-dark h3, .on-dark h4 { color: var(--white); }

h1 { font-size: clamp(1.9rem, 5.2vw + 0.5rem, 3.25rem); }
h2 { font-size: clamp(1.6rem, 2.6vw + 0.6rem, 2.5rem); }
h3 { font-size: 1.3rem; }
p { margin-bottom: 1.1rem; }
p:last-child { margin-bottom: 0; }
strong { font-weight: 600; }

.eyebrow {
  font-family: var(--body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--rust-dark);
  margin-bottom: 0.9rem;
}
.on-dark .eyebrow, .hero .eyebrow { color: var(--rust-light); }

.lede { font-size: 1.1rem; color: var(--text-soft); }
.on-dark .lede { color: var(--mute-on-dark); }

/* signature: tape-measure rule */
.rule {
  width: 150px; height: 10px;
  margin: 1.2rem 0 1.5rem;
  border-bottom: 2px solid var(--rust);
  background-image:
    repeating-linear-gradient(90deg, var(--rust) 0 2px, transparent 2px 30px),
    repeating-linear-gradient(90deg, var(--rust) 0 1px, transparent 1px 6px);
  background-repeat: no-repeat, no-repeat;
  background-position: bottom left, bottom left;
  background-size: 100% 100%, 100% 45%;
}
.rule.centered { margin-left: auto; margin-right: auto; }
.on-dark .rule, .hero .rule {
  border-color: var(--rust-light);
  background-image:
    repeating-linear-gradient(90deg, var(--rust-light) 0 2px, transparent 2px 30px),
    repeating-linear-gradient(90deg, var(--rust-light) 0 1px, transparent 1px 6px);
}

/* ---------- layout ---------- */

.container { width: 100%; max-width: 1180px; margin: 0 auto; padding-left: 1.25rem; padding-right: 1.25rem; }
.narrow { max-width: 760px; margin-left: auto; margin-right: auto; }
.prose { max-width: 72ch; }
.section { padding: 3.5rem 0; }
.center { text-align: center; }
.band-light { background: var(--light); }
.on-dark { background: var(--charcoal); color: var(--mute-on-dark); }
.on-dark a { color: var(--rust-light); }
.on-dark a:hover { color: var(--white); }
.on-dark p strong { color: var(--white); }

/* ---------- buttons ---------- */

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 48px;
  padding: 0.85rem 1.9rem;
  border: 2px solid transparent;
  font-family: var(--body); font-size: 0.8rem; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase; line-height: 1.2;
  text-decoration: none; cursor: pointer; background: none;
  transition: background-color 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}
.btn-solid { background: var(--rust); border-color: var(--rust); color: var(--white); }
.btn-solid:hover { background: var(--rust-dark); border-color: var(--rust-dark); color: var(--white); }
.btn-outline-light { border-color: var(--white); color: var(--white); }
.btn-outline-light:hover { background: var(--white); color: var(--charcoal); }
.btn-outline-dark { border-color: var(--charcoal); color: var(--charcoal); }
.btn-outline-dark:hover { background: var(--charcoal); color: var(--white); }
.btn:disabled { opacity: 0.6; cursor: wait; }
.btn-row { display: flex; flex-wrap: wrap; gap: 0.75rem; }

/* ---------- header (mobile: bar with toggle; desktop: centered logo + nav row) ---------- */

.site-header { background: var(--deep); position: relative; z-index: 20; }
.header-bar {
  display: flex; align-items: center; justify-content: space-between;
  min-height: var(--header-h); padding: 0.75rem 1.25rem;
}
.brand { display: inline-flex; align-items: center; }
.brand img { height: 34px; width: auto; }

.nav-toggle {
  display: inline-flex; align-items: center; gap: 0.5rem;
  min-width: 44px; min-height: 44px; padding: 0.4rem 0.75rem;
  background: none; border: 1px solid rgba(255, 255, 255, 0.45);
  color: var(--white); font: 600 0.8rem/1 var(--body); letter-spacing: 0.1em; text-transform: uppercase;
  cursor: pointer;
}
.nav-toggle .bars { display: inline-block; width: 18px; height: 2px; background: currentColor; position: relative; }
.nav-toggle .bars::before, .nav-toggle .bars::after { content: ''; position: absolute; left: 0; width: 18px; height: 2px; background: currentColor; }
.nav-toggle .bars::before { top: -6px; }
.nav-toggle .bars::after { top: 6px; }

.nav-links { list-style: none; padding: 0 1.25rem 1rem; display: none; flex-direction: column; }
.nav-links.open { display: flex; }
.nav-links a {
  display: block; padding: 0.8rem 0;
  color: var(--mute-on-dark); text-decoration: none;
  font-size: 0.9rem; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.nav-links a:hover { color: var(--white); }
.nav-links a[aria-current="page"], .nav-links a[aria-current="true"] { color: var(--rust-light); }
.nav-links a.nav-cta {
  margin-top: 0.75rem; border: 2px solid var(--rust); background: var(--rust); color: var(--white);
  text-align: center; padding: 0.8rem 1.25rem;
}
.nav-links a.nav-cta:hover { background: var(--rust-dark); border-color: var(--rust-dark); }


/* services sub-menu: indented sub-categories on mobile */
.has-sub { position: relative; }
.sub-toggle { display: none; }
.sub-links { list-style: none; padding: 0.15rem 0 0.5rem 1rem; margin: 0 0 0.25rem; border-left: 2px solid rgba(255, 255, 255, 0.18); }
.sub-links a { padding: 0.55rem 0; font-size: 0.85rem; font-weight: 500; letter-spacing: 0.06em; text-transform: none; border-bottom: 0; }

/* ---------- hero ---------- */

.hero { position: relative; background: var(--ink); overflow: hidden; color: var(--white); }
.hero-media { position: absolute; inset: 0; }
.hero-media img { width: 100%; height: 100%; object-fit: cover; filter: grayscale(1); opacity: 0.45; }
.hero::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(36, 36, 38, 0.55) 0%, rgba(36, 36, 38, 0.35) 50%, rgba(36, 36, 38, 0.7) 100%);
}
.hero-content { position: relative; z-index: 2; max-width: 860px; margin: 0 auto; padding: 4rem 1.25rem 3.5rem; text-align: center; }
.hero-content h1 { color: var(--white); letter-spacing: 0.04em; text-transform: uppercase; margin-bottom: 1rem; }
.hero-content p { font-size: 1.05rem; font-weight: 300; color: rgba(255, 255, 255, 0.92); max-width: 620px; margin: 0 auto 1.75rem; }
.hero-content p strong { color: var(--white); font-weight: 600; }
.hero-content .eyebrow { max-width: none; font-size: 0.75rem; font-weight: 600; margin-bottom: 0.9rem; }
.hero-content .btn-row { justify-content: center; }
.hero-simple .hero-content { padding: 3rem 1.25rem 2.5rem; }

/* ---------- split (panel + photo) ---------- */

.split { display: grid; grid-template-columns: 1fr; }
.split-panel { padding: 2.75rem 1.25rem; display: flex; flex-direction: column; justify-content: center; }
.split-panel .btn { align-self: flex-start; margin-top: 0.75rem; }
.split-media { position: relative; min-height: 260px; }
.split-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.split-media.bw img { filter: grayscale(1); }
.split-media.portrait {
  position: static; background: var(--charcoal);
  display: flex; align-items: center; justify-content: center; padding: 2.5rem 1.5rem;
}
.split-media.portrait img { position: static; width: auto; max-width: 100%; max-height: 520px; object-fit: contain; box-shadow: 0 24px 56px rgba(0, 0, 0, 0.35); }

/* ---------- checklists / qualifiers ---------- */

.checklist { list-style: none; padding: 0; margin: 1rem 0; }
.checklist li { position: relative; padding: 0.35rem 0 0.35rem 2rem; }
.checklist li::before {
  content: ''; position: absolute; left: 0.15rem; top: 0.85rem;
  width: 14px; height: 8px;
  border-left: 3px solid var(--rust); border-bottom: 3px solid var(--rust);
  transform: rotate(-45deg);
}
.on-dark .checklist li::before { border-color: var(--rust-light); }
.checklist.crosses li::before {
  width: 12px; height: 12px; top: 0.7rem; left: 0.2rem; border: 0; transform: none;
  background:
    linear-gradient(45deg, transparent 43%, var(--text-soft) 43% 57%, transparent 57%),
    linear-gradient(-45deg, transparent 43%, var(--text-soft) 43% 57%, transparent 57%);
}

.fit-grid { display: grid; grid-template-columns: 1fr; gap: 1.25rem; margin-top: 2rem; }
.fit-card { background: var(--white); border: 1px solid var(--border-soft); border-top: 4px solid var(--rust); padding: 1.75rem 1.5rem; }
.fit-card.not { border-top-color: var(--charcoal); }
.fit-card h3 { margin-bottom: 0.5rem; }
.fit-card .checklist { margin-bottom: 0; }

/* ---------- service cards ---------- */

.cards { display: grid; grid-template-columns: 1fr; gap: 1.25rem; margin-top: 2rem; }
.svc-card {
  position: relative; display: flex; flex-direction: column;
  background: var(--white); border: 1px solid var(--border-soft); overflow: hidden;
}
.svc-card .svc-photo { position: relative; height: 170px; overflow: hidden; background: var(--ink); }
.svc-card .svc-photo img { width: 100%; height: 100%; object-fit: cover; filter: grayscale(1); opacity: 0.8; }
.svc-card .svc-body { padding: 1.5rem 1.5rem 1.75rem; display: flex; flex-direction: column; flex: 1; }
.svc-card .svc-body h3 { margin-bottom: 0.4rem; }
.svc-card .svc-body .who { font-size: 0.9rem; color: var(--text-soft); margin-bottom: 0.9rem; }
.svc-card .svc-body p { font-size: 0.95rem; }
.svc-card .svc-body .btn { margin-top: auto; align-self: flex-start; }
.svc-card .tier { position: absolute; top: 0.75rem; left: 0.75rem; z-index: 2; background: var(--rust); color: var(--white); font-size: 0.7rem; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; padding: 0.35rem 0.6rem; }

/* ---------- "find your fit" chooser ---------- */

.chooser { background: var(--white); border: 1px solid var(--border-soft); padding: 1.5rem 1.25rem; margin-top: 2rem; }
.chooser fieldset { border: 0; padding: 0; margin: 0 0 1.5rem; }
.chooser legend { font-family: var(--display); font-size: 1.15rem; color: var(--charcoal); margin-bottom: 0.75rem; }
.choices { display: grid; grid-template-columns: 1fr; gap: 0.6rem; }
.choice { display: block; position: relative; cursor: pointer; margin: 0; font-size: 0.95rem; font-weight: 400; letter-spacing: normal; text-transform: none; color: var(--text); }
.choice input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.choice span {
  display: block; min-height: 48px; padding: 0.75rem 1rem 0.75rem 2.75rem;
  border: 2px solid var(--border); background: var(--white); line-height: 1.4; font-size: 0.95rem;
  position: relative;
}
.choice span::before {
  content: ''; position: absolute; left: 0.9rem; top: 50%; transform: translateY(-50%);
  width: 18px; height: 18px; border-radius: 50%; border: 2px solid var(--border); background: var(--white);
}
.choice input:checked + span { border-color: var(--rust); background: #FBF3EF; }
.choice input:checked + span::before { border-color: var(--rust); background: radial-gradient(var(--rust) 45%, var(--white) 50%); }
.choice input:focus-visible + span { outline: 3px solid var(--rust); outline-offset: 2px; }
.chooser-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; align-items: center; }
.chooser-result { margin-top: 1.5rem; border-left: 4px solid var(--rust); background: var(--light); padding: 1.25rem 1.25rem 1.25rem 1.5rem; }
.chooser-result[hidden] { display: none; }
.chooser-result h3 { margin-bottom: 0.4rem; }
.chooser-result p { margin-bottom: 0.9rem; }
.chooser-note { font-size: 0.85rem; color: var(--text-soft); margin-top: 0.75rem; }

/* ---------- steps ---------- */

.steps { list-style: none; padding: 0; counter-reset: step; display: grid; grid-template-columns: 1fr; gap: 1.25rem; margin-top: 2rem; text-align: left; }
.step { background: var(--white); border: 1px solid var(--border-soft); padding: 1.75rem 1.5rem 1.75rem 1.5rem; position: relative; }
.step::before {
  counter-increment: step; content: counter(step);
  display: inline-flex; align-items: center; justify-content: center;
  width: 48px; height: 48px; margin-bottom: 1rem;
  background: var(--rust); color: var(--white); font: 600 1.4rem/1 var(--display);
}
.step h3 { margin-bottom: 0.5rem; }
.step p { font-size: 0.95rem; color: var(--text-soft); }

/* ---------- includes / details lists ---------- */

.includes { display: grid; grid-template-columns: 1fr; gap: 1rem; margin-top: 1.5rem; }
.include { border-left: 3px solid var(--rust); padding: 0.25rem 0 0.25rem 1rem; }
.include h3 { font-size: 1.05rem; margin-bottom: 0.25rem; }
.include p { font-size: 0.95rem; color: var(--text-soft); margin: 0; }
.on-dark .include p { color: var(--mute-on-dark); }
.on-dark .include { border-left-color: var(--rust-light); }

.billing { display: flex; gap: 0.9rem; align-items: flex-start; margin-top: 1.75rem; padding: 1rem 1.1rem; background: var(--light); border-left: 4px solid var(--rust); font-size: 0.95rem; }
.on-dark .billing { background: rgba(255, 255, 255, 0.06); border-left-color: var(--rust-light); color: var(--mute-on-dark); }
.billing strong { display: block; color: var(--charcoal); margin-bottom: 0.15rem; }
.on-dark .billing strong { color: var(--white); }

/* ---------- compare table ---------- */

.table-wrap { overflow-x: auto; margin-top: 2rem; -webkit-overflow-scrolling: touch; }
.compare { width: 100%; min-width: 620px; border-collapse: collapse; font-size: 0.92rem; background: var(--white); }
.compare caption { text-align: left; font-family: var(--display); font-size: 1.1rem; color: var(--charcoal); padding: 0 0 0.75rem; }
.compare th, .compare td { padding: 0.8rem 0.9rem; border-bottom: 1px solid var(--border-soft); text-align: left; vertical-align: top; }
.compare thead th { background: var(--charcoal); color: var(--white); font-family: var(--body); font-size: 0.75rem; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; }
.compare tbody th { font-weight: 600; color: var(--charcoal); width: 30%; }
.compare .yes { color: var(--ok); font-weight: 600; }
.compare .no { color: var(--text-soft); }

/* ---------- CTA band ---------- */

.cta-band { background: var(--rust); color: var(--white); padding: 3rem 0; }
.cta-inner { display: flex; flex-direction: column; gap: 1.25rem; align-items: flex-start; }
.cta-inner h2 { color: var(--white); margin-bottom: 0.5rem; }
.cta-inner p { max-width: 620px; color: var(--white); }
.cta-band p a { color: var(--white); text-decoration: underline; text-decoration-color: rgba(255, 255, 255, 0.7); text-underline-offset: 0.18em; font-weight: 600; }
.cta-band p a:hover { color: var(--white); text-decoration-color: var(--white); }
.cta-band .btn { border-color: var(--white); color: var(--white); }
.cta-band .btn:hover { background: var(--white); color: var(--rust-dark); }

/* ---------- quote ---------- */

.quote-band { background: var(--deep); padding: 3.5rem 0; text-align: center; }
.quote-band blockquote { font-family: var(--display); font-style: italic; font-size: clamp(1.25rem, 2.4vw + 0.5rem, 1.75rem); line-height: 1.6; color: var(--white); max-width: 720px; margin: 0 auto 1.25rem; }
.quote-band cite { font-family: var(--body); font-style: normal; font-size: 0.75rem; font-weight: 600; letter-spacing: 0.24em; text-transform: uppercase; color: var(--rust-light); }

/* ---------- posts ---------- */

.post-cards { display: grid; grid-template-columns: 1fr; gap: 1.25rem; margin-top: 2rem; text-align: left; }
.post-card { background: var(--white); border: 1px solid var(--border-soft); padding: 1.75rem 1.5rem; }
.post-card .meta { font-size: 0.75rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--rust-dark); font-weight: 600; margin-bottom: 0.6rem; }
.post-card h3 { margin-bottom: 0.6rem; }
.post-card h3 a { color: var(--charcoal); text-decoration: none; }
.post-card h3 a:hover { color: var(--rust); text-decoration: underline; }
.post-card p { font-size: 0.95rem; color: var(--text-soft); }

/* ---------- contact cards ---------- */

.contact-cards { display: grid; grid-template-columns: 1fr; gap: 1.25rem; margin-top: 2rem; }
.contact-card { background: var(--white); border: 1px solid var(--border-soft); border-top: 4px solid var(--rust); padding: 1.75rem 1.5rem; text-align: center; }
.contact-card h3 { font-family: var(--body); font-size: 0.75rem; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: var(--text-soft); margin-bottom: 0.6rem; }
.contact-card p, .contact-card a { font-family: var(--display); font-size: 1.15rem; color: var(--charcoal); }

/* ---------- forms ---------- */

.form-grid { display: grid; grid-template-columns: 1fr; gap: 1.1rem; }
label { display: block; font-size: 0.8rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--charcoal); margin-bottom: 0.4rem; }
.req { color: var(--rust-dark); font-weight: 700; }
input[type='text'], input[type='email'], input[type='tel'], textarea, select {
  width: 100%; min-height: 48px; padding: 0.75rem 0.9rem;
  border: 2px solid var(--border); background: var(--white);
  font-family: var(--body); font-size: 1rem; color: var(--text); border-radius: 0;
}
input:focus-visible, textarea:focus-visible { outline: 3px solid var(--rust); outline-offset: 1px; border-color: var(--rust); }
textarea { min-height: 150px; resize: vertical; }
.hint { font-size: 0.85rem; color: var(--text-soft); margin-top: 0.35rem; }
.hp-field { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-consent { font-size: 0.9rem; color: var(--text-soft); }
.form-status { margin-top: 1rem; font-weight: 600; min-height: 1.5rem; }
.form-status--ok { color: var(--ok); }
.form-status--error { color: var(--err); }

/* ---------- legal prose ---------- */

.legal .section { padding-top: 2.5rem; }
.legal h2 { font-size: 1.45rem; margin: 2rem 0 0.6rem; }
.legal h3 { font-size: 1.1rem; margin: 1.25rem 0 0.4rem; }
.legal ul { margin: 0 0 1rem; }
.legal li { margin-bottom: 0.35rem; }
.updated { font-size: 0.9rem; color: var(--text-soft); margin-bottom: 1.5rem; }
.notice { background: var(--light); border-left: 4px solid var(--rust); padding: 1rem 1.1rem; font-size: 0.95rem; margin-bottom: 1.5rem; }

/* ---------- footer ---------- */

.site-footer { background: var(--deep); color: var(--mute-on-dark); }
.footer-grid { display: grid; grid-template-columns: 1fr; gap: 2rem; padding-top: 3rem; padding-bottom: 2.5rem; }
.footer-brand img { height: 34px; width: auto; margin-bottom: 1rem; }
.footer-brand p { font-size: 0.9rem; font-weight: 300; }
.site-footer a { color: var(--mute-on-dark); }
.site-footer a:hover { color: var(--white); }
.site-footer h2 { font-size: 1rem; color: var(--white); margin-bottom: 0.75rem; }
.footer-links { list-style: none; padding: 0; }
.footer-links li { padding: 0.25rem 0; }
.footer-links a { font-size: 0.9rem; font-weight: 300; }
.footer-bottom { background: var(--ink); padding: 1.1rem 0; font-size: 0.8rem; color: var(--faint-on-dark); }
.footer-bottom .container { display: flex; flex-direction: column; gap: 0.35rem; }

/* ---------- motion ---------- */

.reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

/* ============================================================
   Enhancements — min-width only
   ============================================================ */

@media (min-width: 640px) {
  .container { padding-left: 1.75rem; padding-right: 1.75rem; }
  .section { padding: 4.5rem 0; }
  .split-panel { padding: 3rem 1.75rem; }
  .hero-content { padding: 5rem 1.75rem 4.5rem; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom .container { flex-direction: row; justify-content: space-between; }
  .brand img { height: 38px; }
  .cta-inner { flex-direction: row; align-items: center; justify-content: space-between; gap: 2rem; }
  .cta-band .btn { white-space: nowrap; }
}

@media (min-width: 768px) {
  .fit-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: repeat(3, 1fr); }
  .choices { grid-template-columns: repeat(3, 1fr); }
  .includes { grid-template-columns: 1fr 1fr; gap: 1.25rem 2rem; }
  .post-cards { grid-template-columns: 1fr 1fr; }
  .contact-cards { grid-template-columns: repeat(3, 1fr); }
  .form-grid { grid-template-columns: 1fr 1fr; }
  .form-grid .full { grid-column: 1 / -1; }
  .chooser { padding: 2rem; }
}

@media (min-width: 1024px) {
  :root { --header-h: auto; }
  .site-header { padding-top: 1.4rem; }
  .header-bar { flex-direction: column; justify-content: center; padding: 0.25rem 1.75rem 0.75rem; }
  .brand img { height: 44px; }
  .nav-toggle { display: none; }
  .nav-links {
    display: flex; flex-direction: row; flex-wrap: wrap; justify-content: center; align-items: center;
    gap: 0 2.2rem; padding: 0.4rem 1.75rem 1.3rem;
  }
  .nav-links a { padding: 0.6rem 0; border-bottom: 0; font-size: 0.75rem; letter-spacing: 0.18em; }
  .nav-links a.nav-cta { margin-top: 0; padding: 0.7rem 1.4rem; }

  /* services sub-menu: dropdown on desktop */
  .has-sub { display: flex; align-items: center; gap: 0.2rem; }
  .sub-toggle {
    display: inline-flex; align-items: center; justify-content: center;
    width: 32px; height: 32px; padding: 0; margin-left: -0.2rem;
    background: none; border: 0; color: var(--mute-on-dark); cursor: pointer;
  }
  .sub-toggle:hover { color: var(--white); }
  .sub-toggle .chev { display: block; width: 7px; height: 7px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: translateY(-2px) rotate(45deg); }
  .sub-toggle[aria-expanded="true"] .chev { transform: translateY(2px) rotate(-135deg); }
  .sub-links {
    display: none; position: absolute; top: 100%; left: 50%; transform: translateX(-50%);
    min-width: 230px; margin: 0; padding: 0.4rem 0; z-index: 30;
    background: var(--deep); border: 1px solid rgba(255, 255, 255, 0.12); border-top: 3px solid var(--rust);
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.35);
  }
  .has-sub:hover .sub-links, .has-sub.open .sub-links { display: block; }
  .sub-links a { display: block; padding: 0.7rem 1.25rem; font-size: 0.72rem; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; white-space: nowrap; }
  .sub-links a:hover, .sub-links a:focus-visible { background: rgba(255, 255, 255, 0.07); color: var(--white); }
  .sub-links a:focus-visible { outline-offset: -3px; }
  .hero-content { padding: 7rem 1.75rem 6.5rem; }
  .hero-simple .hero-content { padding: 5rem 1.75rem 4.5rem; }
  .hero-content p { font-size: 1.1rem; }
  .split { grid-template-columns: 1fr 1fr; }
  .split-panel { padding: clamp(3rem, 6vw, 6rem); }
  .split.flip .split-media { order: -1; }
  .split-media { min-height: 460px; }
  .split-media.portrait { padding: 3.5rem 2.5rem; }
  .split-media.portrait img { max-height: 100%; height: 100%; }
  .cards { grid-template-columns: repeat(3, 1fr); gap: 1.75rem; }
  .svc-card .svc-photo { height: 200px; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 3rem; padding-top: 4.5rem; padding-bottom: 3.25rem; }
  .section { padding: 5.5rem 0; }
  .quote-band { padding: 6rem 0; }
  .cta-band { padding: 3.75rem 0; }
}

@media (min-width: 1280px) {
  .hero-content h1 { letter-spacing: 0.06em; }
  .split-media { min-height: 520px; }
}